Insurance

Adventures Travel Insurance
We have teamed up with travel insurance specialists, P J Hayman & Company, to bring you a travel insurance policy specially designed for people who require cover for sports, hazardous activities, or occupations.
You can get an instant quote and immediate cover online by clicking on the appropriate link below.
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Please note, when you enter the Adventures website you will be dealing with P J Hayman & Company.
A tailor-made insurance for almost any activity or occupation including amateur sports, winter sports, manual work and hazardous pursuits.
  • 400+ activities covered
  • Cover up to age 75
  • Most winter sports included
  • Sports & hazardous pursuits
  • Work abroad & activity holidays
  • Amateur and Professional sports
  • Group discounts up to 20%
  • Search & Rescue cover up to £50,000
Full terms and conditions of the cover can be found in the policy wording which is available on request.
P J Hayman & Company Limited is authorised and regulated by the Financial Conduct Authority. Register number 497103. Registered Office: Stansted House, Rowlands Castle, Hampshire PO9 6DX. Registered in England No. 2534965.
Top Up My Cover – Cancellation Insurance
We have teamed up with travel insurance specialists, P J Hayman & Company, to bring you a travel insurance policy specially designed for those who have booked a holiday that costs more than your existing travel policy cancellation limit.
You can get an instant quote and immediate cover online:
Get Quote
Please note, when you enter the Top Up My Cover website you will be dealing with P J Hayman & Company.
  • We cover you, as long as your main insurer does too
  • “Top up” by up to £50,000 per person
  • Covered worldwide.
  • Any trip duration
  • No need to declare medical conditions
The maximum “top up” amount is £50,000 per person (£15,000 per person if aged 75-79 and £10,000 per person if aged 80-85), with an overall limit of £100,000 per policy.
Full terms and conditions of the cover can be found in the policy wording which is available on request.
P J Hayman & Company Limited is authorised and regulated by the Financial Conduct Authority. Register number 497103. Registered Office: Stansted House, Rowlands Castle, Hampshire PO9 6DX. Registered in England No. 2534965.
Free Spirit Travel Insurance
We have teamed up with travel insurance specialists, P J Hayman & Company, to bring you a travel insurance policy specially designed for people with medical conditions & no age limits.
You can get an instant quote and immediate cover online:
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Please note, when you enter the Free Spirit website you will be dealing with P J Hayman & Company.
Key Features:
  • COVID-19* cover for Cancellation, Curtailment and Emergency Medical and Repatriation expenses
  • Cover for most medical conditions and disabilities with no upper age limits
  • Specific cover for medical aids and prescribed medications
  • Cover for cruises included.
  • End Supplier Failure and Extended Journey Disruption cover**
  • Over 100 activities included free; 3 additional activity packs also available.
  • Gadget Cover – up to £1,500 for loss or theft
  • Excess waiver – option to delete the standard policy excess.
  • Terminal conditions considered – call us on 02392 419 080.
* Provides cover if an insured person must cancel their trip due to testing positive for Coronavirus within fourteen (14) days of departure. Also, if this occurs abroad, cover is included for necessary emergency medical and repatriation expenses. Note – There is no cover if the insured travels against government or other regulatory authority (i.e., The Foreign, Commonwealth & Development Office (FCDO) advice.
** included with Super Duper cover only (‘Super Duper’ level of cover is rated 5 Star by Defaqto)
Full terms and conditions of the cover can be found in the policy wording which is available on request.
Free Spirit is a trading name of P J Hayman & Company limited who are authorised and regulated by the Financial Conduct Authority. Register number 497103. Registered Office: Stansted House, Rowlands Castle, Hampshire PO9 6DX. Registered in England No. 2534965.
Travel Plus Travel Insurance
We have teamed up with travel insurance specialists, P J Hayman & Company, to bring you a travel insurance policy for those looking for the highest levels of protection.
You can get an instant quote and immediate cover online:
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Please note, when you enter the Travel Plus website you will be dealing with P J Hayman & Company.
Key Features:
2 levels of cover to choose from – available on both Single Trip and Annual Multi-trip policies and includes:
  • Provides cover if an insured must cancel due to being taken ill with COVID-19 *
  • Emergency medical assistance & expenses up to £10,000,000
  • Cancellation & cutting short a trip up to £10,000
  • Cancellation cover and Emergency medical expenses (including Event D under Cruise cover) INCLUDES COVID-19 Protection*
* Provides cover if an insured person must cancel their trip due to testing positive for Coronavirus within fourteen (14) days of departure. Also, if this occurs abroad, cover is included for necessary emergency medical and repatriation expenses. Note – There is no cover if the insured travels against government or other regulatory authority (i.e., The Foreign, Commonwealth & Development Office (FCDO) advice.
Full terms and conditions of the cover can be found in the policy wording which is available on request.
P J Hayman & Company limited who are authorised and regulated by the Financial Conduct Authority. Register number 497103. Registered Office: Stansted House, Rowlands Castle, Hampshire PO9 6DX. Registered in England No. 2534965.
Long stay & Backpacker Travel Insurance
We have teamed up with travel insurance specialists, P J Hayman & Company, to bring you a travel insurance policy specially designed to offer you more.
You can get an instant quote and immediate cover online:
Get Quote
Please note, when you enter the Long stay & Backpacker website you will be dealing with P J Hayman & Company.
Designed for:
Travellers taking extended trips abroad of up to 18 months.
Key Features:
  • 3 levels of cover - providing cover for cancellation, curtailment, personal possessions, emergency medical expenses, personal liability, and personal accidents, with Long stay & Long stay Plus offering Gadget cover and higher limits of cover
  • Study or Work Placement Abroad Extension – available at an additional premium. Covering up to £6,000 for pre-paid tuition fees if you are unable to travel or if you have to come home early
  • Return home at no extra charge! – For those wishing to break their trip midway 4 trips (31 days per trip) when buying Long stay Plus or 2 trips (21 days per trip) when buying Standard or Long stay
  • Free sports & activities cover - A wide range of activities are included free of charge under Standard, Long stay and Long stay Plus with Activity Pack 1. Other activities may be covered under Activity Packs 2, 3 or 4 on payment of an additional premium
Full terms and conditions of the cover can be found in the policy wording which is available on request.
P J Hayman & Company Limited is authorised and regulated by the Financial Conduct Authority. Register number 497103. Registered Office: Stansted House, Rowlands Castle, Hampshire PO9 6DX. Registered in England No. 2534965.
Coach Plus Travel insurance
We have teamed up with travel insurance specialists, P J Hayman & Company, to bring you a travel insurance policy specially designed for Coach Holidays.
You can get an instant quote and immediate cover online:
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Please note, when you enter the Coach Plus website you will be dealing with P J Hayman & Company.
Key Features:
  • For people of ALL ages
  • Protection for loss of Deposit, Cancellation and Curtailment (including COVID-19*)
  • Medical repatriation & emergency expenses (including COVID-19* related illness)
  • The insured or a travelling companion being held in quarantine after exposure to a contagious disease such as COVID-19**
  • 24-hour emergency medical assistance – UK helpline
* This means that if a person on the policy is taken ill or tests positive for COVID-19, they will be able to claim for irrecoverable costs.
** This does not include any quarantine that applies generally or broadly to some or all a population, vessel or geographical area, or that applies based on where you are travelling to, from or through
Full terms and conditions of the cover can be found in the policy wording which is available on request.
Coach Plus is a trading name of P J Hayman & Company Limited who are authorised and regulated by the Financial Conduct Authority (Register number 497103). Registered in England No. 2534965.
StaycationPlan UK Holiday Protection
We have teamed up with travel insurance specialists, P J Hayman & Company, to bring you a travel insurance policy specially designed for UK holidays – StaycationPlan Insurance.
You can get an instant quote and immediate cover online by clicking the link below:
Get Quote
Please note, when you enter the StaycationPlan website you will be dealing with P J Hayman & Company.
Key Features:
  • Protection for loss of Deposit, Cancellation and Curtailment (including COVID-19*)
  • For people of ALL Ages
  • No Medical Screening
  • Premiums are based on the total holiday cost up to £6000** – per party rather than per person
  • Option to delete the standard claims excess
  • Medical Repatriation, which includes cover for COVID related illness
  • Personal Accident, Personal Liability, Personal Possessions & Personal Money, and ‘Unexpected Events’ Cover
* If you or a member of your booked party is tested positive with COVID-19 within 14 days of your booked travel date and have to cancel
** For holidays over £6000, please call 02392 419 042 quoting ‘Company Name’.
Full terms and conditions of the cover can be found in the policy wording which is available on request.
StaycationPlan is a trading name of P J Hayman & Company Limited who are authorised and regulated by the Financial Conduct Authority (Register number 497103). Registered in England No. 2534965.
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